Insta-Money For Your Vacation

We’ve all been there when a load of bills all come in at the time, and the family budget gets a little squeaky around the edges. In particular, it can hit us in the summer during vacation time. As trips away can cost so much than they first appear to, leaving us a little short. So if you need some money quick, below you will find some ways of raising this with the minimum of hassle.

 

Clear out your wardrobe

 

Imagine if you could make some money and doing one of the worst jobs in the home all at the same time? Well, that is precisely what you can do if you take a few hours out of your schedule to clear out your wardrobe and any other cupboards around the house.

 

There you can find clothes, shoes, and even computer games and DVDs, which can be sold on second hand to generate some cash. When it comes to clothes and shoes, online auction sites are your best bet. Price things competitively using the site’s suggestions and offer the ‘buy it now’ option to get the best results.

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Dealing With Job Loss Doesn’t Have To Be Hard

Losing your job is a nightmare situation and in recent years, it’s been happening more often. Companies that are struggling have been laying people off and although they will give you some redundancy pay, that won’t last forever. If you’re in this situation, you need to be smart with your finances because you don’t know how long it’s going to be before you can find work again. You can get through this difficult period if you plan carefully and stick to a strict regime. Here’s what you need to do.

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Remain Calm

 

The first thing to remember is that you shouldn’t panic. When you panic, your decision making skills are affected so if you let yourself get stressed out, you’re more likely to do something silly and make the situation a whole lot worse. Always keep in mind that the situation is only temporary, you will get out of it in the end as long as you stay sensible while you do.

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Habits That Will Ensure You Always Have A Little More In The Wallet

There are a lot of factors that play into how much you see in your balance at the end of the month. Your career matters. Circumstances like having to commute or having a family matter. But there are all data-points that get added into an equation. What comes out on the other side depends on what that equation is. In most cases, that equation is your money habits. So, let’s look at improving the equation to improve the result we see on the other side.

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Always be moving

A financially sensible life starts with goals. Most of us have them. They can be purely for something you desire, like a holiday each year. They can be for a big purchase like a house or a car. They can be for more income streams like buying a rental property or investing. What matters in meeting them is that you create a budget. Find the extra money that we’re all able to. Then, most importantly: pay yourself first. Take that extra money out of your regular account and put in savings before you spend a dime. Otherwise, it’s too easy to accidentally eat into savings. Procrastination is the enemy and paying yourself first is the weapon you need to beat it. [Read more…]

Renovating A Home? What You Need To Look Out For

Owning a property is one of the things that many of us have the ambition to do at some point in our lives. After all, it isn’t just like heading to your local store and making a purchase, buying a property is a big deal. It requires months and even years of saving for a deposit, not to mention finding the right place for you and your family.

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In these sorts of circumstances, people tend to consider buying alternative types of properties to get more bang for their buck. One of the ways people do this is considering buying in up and coming areas or renovation projects where a property will need some work. Buying in up and coming areas means that you can take advantage of an impending property boom. With more people focusing on socializing in the area or even having more job opportunities created for them. A renovation project can be somewhat overwhelming, especially if it is your first one. There’s much to consider, and the options are varied. You could buy something that needs cosmetic work or go the whole hog and replace all sorts from the ground up. However, buying a renovation project can be hugely profitable in regards to your investment or supply you with the opportunity to create a property that works for you and your family. I thought I would share with you some of the things to look out for if you are considering buying a renovation project. [Read more…]

Don’t Let Summer Burn Up Your Cash!

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Summer is finally here! But if you checked your bills and other expenses thoroughly at the end of last year’s summer, you may have found that you spent quite a lot more money than you’re comfortable with. That’s why it’s essential you have money-saving on your mind when the hot months come to town!

 

Think twice about air conditioning

 

When the sun blazes down upon your home and seems to turn it into some sort of oversized oven, it’s tempting to get the AC going at full blast. But you should consider all your options before turning to the AC, because it’s the most expensive option when it comes to cooling your home down. Open up all your windows to ensure there’s a good airflow. Use fans that are pointed outside; instead of having air blown at you, you should aim instead of getting the warm air blown out of the room!

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Forget The Superstore, Live Off Your Land

Going organic at home? It’s a smart move, particularly if you’re concerned about your health and the health of your family. You wouldn’t believe how much food that you buy in a store is altered these days. Chemicals can be added to vegetables to ensure that they grow as large as possible. In some cases, vegetables and fruits are even genetically altered before they are grown. Then there’s meat which is packed full of antibiotics and other substances that can still be present in the meat when it’s sold. You might think that you’re safe just buying produce labeled organic, but don’t be so sure. There is evidence to suggest that this label can have quite a broad meaning. It depends on the seller. So, how can you go organic at home?

 

Grow Your Own Veg

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This is perhaps the easiest option if you’re interested in going organic and growing your own food at home. To do this, you just need to buy seeds online, and then you can start preparing an area in your garden to grow your fresh produce. You can find organic seeds on KingsSeedsDirect.com. You’ll need to dig out some soil and create a space for the plants to grow. Remember, they need to be in place where they will be warm but not too hot, so shade is essential. A good water source is also vital, and if you live in a hot and humid location, you might have to water them yourself.

 

If you find that your little vegetable plants are struggling to grow, try using fertilizer. This will help the plants as it gives them more the minerals and nutrients that they need to flourish. You shouldn’t expect miracles the first time you try this, but after a couple of attempts, you’ll probably see things sprout up. You can then try cooking them, and you’ll probably find they taste quite different from the veg you’re used to buying from a store. But in a good way.

 

Livestock?

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You can buy livestock for your home too, like chickens. Chickens are another great source of organic food that are fairly easy to look after at home in your garden. There are just a few things you need to think about. First, you might be purchasing chicken eggs for hatching. If that’s the case, you’re going to need an incubator. According to TheChickenHub.com, there are various different types of incubators so you should be able to find one to suit your needs. Once your little chicks are hatched, you have to treat them as pets. Nurture them, feed them, keep them safe and make sure they are well looked after. This is the only way you’ll get good eggs. You’d be surprised how many people have their own chickens at home and live off the land in this way.

 

Other Possibilities?

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You don’t have to stop at chickens either. If you have enough land, there are plenty other animals, fruit, and veg that you can keep and grow in your own home. Who knows, you might reach the point where you never have to buy food from a store again. That way, you can make sure you’re definitely only eating organically and guaranteeing your family stay healthy.

It might seem quite difficult to picture yourself living this way, but all it takes is that first step, and you could even start with something as simple as making your own bread.

Giving the Outside of Your Home a Cosmetic Overhaul

The outside of your home is something that you personally see very rarely. After all, do you ever stop to take a look at your siding, your roof or even your front yard when you return home from work? Most of us just rush indoors and decide that we need a nice hot shower or a bath to relax, and we pay very little attention to the wear and tear that the exterior of our homes experiences.

 

However, there might come a day during your holiday or weekend where you notice that the siding is broken, you have loose tiles in your roof that need replacing, or the plants in your front yard have completely died and you’ve only just realised. Take some time off work when you have a chance and buff up the exterior of your home. In fact, why not go a few steps further and actually give it a cosmetic overhaul? Not only will this improve the appearance of your home, it’ll also protect your house from further damage especially if the problems are in places such as your roof. Loose tiles or warped shingles are usually signs of wear and tear on your roof, and they need to be replaced or else you’ll start to experience leaks in your loft.

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Without further ado, here are a couple of ways to give the exterior of your home an overhaul and a redesign. Note that many of these renovations require the use of a contractor unless you have extensive DIY knowledge and some power tools to use. If you want to do them without paying a contractor, then seek advice online or ask a couple of friends to help you out over a weekend or two. [Read more…]

Green House: How to Make Your Home More Energy Efficient

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Making your home more energy efficient is not only good for the environment as a whole, but it is also good for your household budget. Both big and small, there are plenty of ways that you can do this. To start off with, you need to identify the areas of your home that you are using more energy than you need to. You can then start taking steps to reduce the cost impact that this is having. With new products and innovations coming out all the time, there are plenty of ways in which you can do this which we will talk more about here.

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Getting The Attic Ready For Decorating

When you need to expand the family home but your budget is tight, it can be a lot cheaper to make the most of the space you have in the house rather than buying an entirely new home. If you don’t have a spare bedroom to turn into a study/office/nursery – take your pick – why not look up? Not the ceiling, the attic!

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A lot of homes have a loft space that is generally filled with dust, spiders and other junk, and getting the attic ready for decorating and converting is a huge job. If you have a space in the roof that is sizable enough, you could create a teen den, a nursery or even a longed-for office that you’ve needed for a while. A big job clearing junk and waste requires a company like Same-Day Rubbish Removal to be on hand. Moth-eaten boxes and old wood often need a run to the local rubbish dump, and you need some help for that. Decorating an attic is a big job, and we’ve put together some ways you can get yours ready before the conversion job begins. [Read more…]

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