Habits That Will Ensure You Always Have A Little More In The Wallet

There are a lot of factors that play into how much you see in your balance at the end of the month. Your career matters. Circumstances like having to commute or having a family matter. But there are all data-points that get added into an equation. What comes out on the other side depends on what that equation is. In most cases, that equation is your money habits. So, let’s look at improving the equation to improve the result we see on the other side.

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Always be moving

A financially sensible life starts with goals. Most of us have them. They can be purely for something you desire, like a holiday each year. They can be for a big purchase like a house or a car. They can be for more income streams like buying a rental property or investing. What matters in meeting them is that you create a budget. Find the extra money that we’re all able to. Then, most importantly: pay yourself first. Take that extra money out of your regular account and put in savings before you spend a dime. Otherwise, it’s too easy to accidentally eat into savings. Procrastination is the enemy and paying yourself first is the weapon you need to beat it. [Read more…]

Want To Be A Super Saver? Let’s Cut Your Grocery Bill In Half

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We all know that buying a trolley load food for the week can be expensive and it’s often hard to keep track of how just much you’re spending. If you’ve got a family of fussy eaters, any particular dietary requirements such as vegetarians or vegans to consider, or kids that hoover up food like it’s going out of fashion it can be a nightmare to stay in budget while making sure that everyone’s happy!

 

Stick To Your List

 

Write your shopping list out in advance and plan your meals for the entire week as you’ll then know exactly what you need to buy. We’re aware it sounds slightly laborious, but by doing this, you can keep track of how much everything costs, look out for special offers and stock up on ingredients that you’ll need for each meal. Try to avoid going off the list as you’ll be inundated with what seem like good deals but our advice is always look at their size before adding items to the trolley. Don’t be tempted to buy just a ‘few treats’ to see you through the week or be swayed into purchasing a whole load of stuff for the kids that neither, you, nor they need.

 

Clip Those Coupons

 

One of the best ways to get money off everyday items is by couponing, so you know those little strips of paper you get with your receipt? Well, if you save enough of them, swapping ones you don’t need for those that you do with friends and family you can end up getting a substantial discount on many products or even for free. However, couponing will take up a fair amount of your time. You can spend hours at the kitchen table cutting them out of magazines and newspapers, while needing to know which ones are worth collecting, which appear regularly and what products sell like hotcakes so their vouchers never come up.

 

Make The Most Of Leftovers

 

Tons of perfectly edible food is thrown away every day simply because people do not understand sell and use by dates, are too eager to open brand new packets without finishing old ones first and don’t know how to make meals out of leftovers. If you find yourself with some leftover meat, potatoes, vegetables and sauce, you can easily make delicious fried potato hash cakes but ensure that the reheated meat’s piping hot before you eat them, as otherwise you could end up quite unwell. There are loads of fantastic ideas on how to turn a fridge full of leftovers into a meal fit for a king but Sana, at SuperSana.com has a whole page dedicated on what to do such as turning them into salads, curries, soups and even delicious, meaty lasagnas.

 

Grow Something

 

It’s highly possible, and cheap, to grow your own carrots, corn, lettuce, tomatoes, and even cucumber which is what many people did before commercial supermarkets arrived. Why not turn it into a family project? Getting everyone involved and establish a weekly rota, so you know exactly whose turn it is to check on, water, maintain and, of course, pull up or pick your vegetables.

 

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