The Mistakes You Really Don’t Want To Make When Buying A House

Buying a home is a big task and never something that should be done carelessly or recklessly. But if you’re a first-time buyer, it’s expected that you’re going to be pretty green. The process can be demanding and stressful, but if you’re not careful, it can go well beyond that. It can leave you broke before you even start or have you wind up in a home that you simply can’t stand. Check your numbers to find out “How Much House Can I Afford?“, and then read some of the most major mistakes you want to avoid before you start looking for a new home.


Failing to account for the hidden costs

Your budget has to be priority number one. Without it, you don’t have the practical plan to get the home you want. You’re probably already considering all the costs involved in getting a mortgage and putting it into place, but there are hidden costs to buying a home, too. After you’ve set up the mortgage and closed the deal on the home, your lender might have some extra costs to add to the process. Lender fees, a home appraisal, attorney fees, and more can accompany their services. Then you need to consider any funding needed on moving day or the money you’ll need for any work you need to do to the home so it fits your expectations.

Not knowing the house in detail

Owning a home comes with a lot of responsibility. Still, there are plenty of first-time buyers who are surprised by how much a new house might entail. Air leaks, leaky plumbing, a jammed disposal, and a roof in need of repair are just some examples of the work that many new homes need. But sometimes it can get as dire as hidden water damage or faulty electrics, as well. A real estate inspection has to be done in detail, which is why many home buyers hire professionals to ensure they’re not missing anything hidden details about the home. If you find something that shouldn’t be there, you could end up getting the seller to fix it just by asking. If they won’t then consider the investment you have to make in fixing the home when you’re making an offer. [Read more…]

5 Easy Ways to Liven Up Your Home On a Budget

Everyone feels the urge to give their dwelling a facelift with minimum effort. If you’re looking to give your home a much-needed makeover but are deterred by the expense, here are 5 practical tips to cheer up your abode without spending more than a couple of hundred dollars.

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Add brightly colored accents to each room

First, the bedroom. With a wooden or metal bed as the central piece, you have plenty of opportunity to play around with bright, fun colors that will accentuate your sleeping nest without taking it over. While adding pillow cases, cushions and throws in lively colors is the easiest way to enliven your living space or bedroom, we suggest that you think out of the box and focus on the walls as well. Paint one of the walls in a color that’s not too loud but can add a bit of drama to the area.

Decorate the walls with a family member’s artwork or with your children’s handprints and footprints. Make the kitchen a bit more inviting for everyone with family-themed or food-themed decals. Similarly, you can infuse life into your patio and entryway with inexpensive real plants with different-colored leaves.

Do a budget makeover

The holiday season is the perfect time for a quick makeover, but you need not lose sleep over the cost of changing your home’s décor at a time of the year when there are so many other expenses vying for your attention. Focus, instead, on a budget makeover. Set a limit to the amount of money you’ll spend on each room and shop for discounted home décor and accents online and at yard sales.

Whenever tempted to splurge on an expensive piece, remind yourself to consider an alternative. For instance, instead of buying an expensive painting, frame an artwork by a child in the family or paint your own abstract art. Buy inexpensive photo frames online and bring your walls alive with vacation photos that have a splash of stark color in them. Doing minor adjustments to your own perceptions of a home makeover will save you hundreds of dollars each year.

The best thing about a budget makeover is that you get the mental freedom to accentuate your home with a lot of small but beautiful additions without burning your pocket.

[Read more…]

Great Products Your Little Ladies will LOVE #SmitCo #journaling #writeyourdreams

**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.**


Quality, affordable gifts for girls ages 2 to 12. SmitCo LLC has several different locked diary sets for girls in Emoji, Diva and Mermaid themes, as well as scrapbook, nail and play dress up sets and party favors that can be used as stocking stuffers to provide hours of fun.

SmitCo products also include rose gold, gold or rhodium plated jewelry and sets, as well as very popular stretch sets for little girls – all packed in cute gift boxes.

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Don’t Wig Out.. Try this First

This is a sponsored post.  All opinions expressed within are my own.

I have been in search of gorgeous wigs for many years.  I started looking back when one of my family members wore them due to thinning hair.  Back then, you couldn’t find the quality or caliber of wigs that you see nowadays.

The following is an example of what you were able to find in the 60’s through approximately the 80’s.


These looked horribly fake, but were in “fashion” back in “the day.”  They were what you could find, and believe it or not, these were considered “high quality!”

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Before You Make that Car Purchase –

Sponsored Post


I don’t know about you, but when the time comes to start looking for a vehicle, I get a bit overwhelmed.  To say the least.  I begin to ask myself, “HOW am I to choose exactly which car is going to be a good fit for us?”  Which way do you turn when you need information, and fast?



Most of us nowadays, turn to the internet to do our research.  There are many excellent websites to look at to help you find that perfect vehicle, but there was one that I turned to this last time, and it actually made my search RIDICULOUSLY easy!   I started out searching craigslist; I checked Kelly Blue Book, and yes, I even went to dealer (new and used) websites.  Nothing could have gotten me more confused!


I went to after receiving an email about them.  I was skeptical that it could actually help me, but gave it a shot anyway.  I started out searching SUV’s that I KNEW I may like, just from seeing other vehicles on the road.  This website is crazy easy.   You can search new OR used.  You can search by individual makes/models.  You can even narrow down the search to find a vehicle that’s within 20 miles of your home!  THAT is where my skepticism left!  There were 100’s of vehicles within a 20-50 mile radius of my home!  Talk about choices!

Now, this site makes it SO easy, but even better YET?  Yes, it gets BETTER!!  Not only can you find the actual vehicles in your area.. puts ALL this information at your fingertips, on one easy to use site!!  You found a car you like, you say?  FANTASTIC!!  Now, you can read the reviews on the car, you can get the CARFAX report on the car, AND you can find service shops for your vehicle!

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3 Steps to Making Your Newborn Photography Standout

3 Steps to making your newborn photography standout


Newborn photography is an altogether different level of photography. It requires extra patience, flexibility, and a lot of responsibility. Despite the challenges, newborn photography is attracting a lot of individuals. Some are already professional photographers who want to venture into taking photos of babies while others are newcomers who want to try their hand at photography. With the sea of photographers in the market, how do you standout?

Having exceptional service is one of the things that your clients will love you for. But other than that, you must also have your own style, a distinct trademark, so that people will be able to identify your work. When it comes to your newborn sessions, these three steps can contribute to making your newborn photos standout.

Lifestyle sessions. Although studio sessions are great, they are also very common. You will surely find a lot of newborns being photographed inside studios and doing similar poses. If you want to standout then include lifestyle sessions in your newborn photography. These tell a better story because you are adding elements that are personal and meaningful. Include sessions inside your client’s home or in their backyard. You won’t find the same images anywhere else because these are unique to your client. Parents and other family members can pose with the baby as well. Let them interact naturally with the baby because these bring out real emotions, create wonderful memories, and leave lasting impressions.

Photo Courtesy

Capture baby’s emotions. Most of your newborn photos would show your baby in a sleeping state. If you get the chance, capture moments when the baby is awake. Capture varied emotions and facial expressions such as a smile, a yawn, and a coo. Let the baby interact with his or her parents and take close up shots. This gives you more intimate photos of the baby with their mom or dad and lets you capture the little details.

Photo Courtesy

Newborn photography props. A lot of times newborn photos look similar even though different photographers took them. This is because they use the same set of props. You will always find baskets, bowls, nests, pillows, fabrics, blankets, headbands, and the like. This clean and classic style is typical of most newborn photos. Make your photos more personal by incorporating the baby’s parents into the picture and using them or parts of their body as a prop. To make your photos stand out even more, have something made for you instead. Gather inspiration from nature, antique shops, fabric stores or from your client’s things and use this in your photo sessions. Just don’t forget to put the baby’s safety first and everything else will fall into place.

Aside from the skills, the gears, and an eye for detail, making your mark in the world of newborn photography involves passion, creativity, and inspiration. These things will make your photos stand out from the rest and help you establish your own brand of photography. Tap into your creative side and find inspiration in the little babies behind the camera.


Find more like this beauty here

Why Making Your Own Bread Is Better


Today, organic and homemade foods are getting more and more popular. In the past, only the elites had the capacity and knowledge to enjoy these kinds of foods.  However, its influence today have reached the middle class and general public. More and more people have started to see the benefits that organic and homemade food offer to not just your family’s health and taste but also to your budget. Yes, buying your own ingredients and personally making them at home actually saves you a lot of money aside from their health benefits.


With that being said, if you still haven’t jumped on the bandwagon, then I suggest you quickly try doing so, by making your own organic and homemade food. Bread is the perfect food for you to make as it is easy and cheap. Plus, it is a very common food, so surely you won’t have to worry about spoilage as you can always eat at any time or even give some loaves to your friends or neighbors. Bread is generally very easy to create unless you want to impress the king with an out of this world pastry and land yourself as the kingdom’s official baker, then all you will be needing are the basic ingredients and a suitable bread maker and probably a few other kitchen appliances and tools to make the process faster.

[Read more…]

Colored Guitar Strings from Musicians Friend

This is a sponsored post.  All opinions are 100% MY OWN, and I only recommend products and services that I feel would be good for my readers.


My husband and daughter are learning to play the guitar. My daughter has an acoustic guitar, and my husband has

the electric guitar.  Both are doing well learning to play songs, but hubby really has an ear for picking up a beat without looking at the

written music!

Last week, we were looking for ways to make their guitars more personal to them, and that’s when we started looking at colored guitar

strings.  While searching, I found Musician’s Friend and after looking at a few other websites, came back to them.

The top selling colored guitar strings at Musiciansfriend are well worth a look, and come with FREE shipping!

You won’t find a better deal than that anywhere.  Go check them out!

What do you do to personalize your instruments?

With Groupon Coupons Saving Money Has Never Been Easier

This is a sponsored post.  All opinions are 100% MY OWN, and I only recommend products and services that I feel would be good for my readers.

I am sure that you, like all of us, would like to be able to keep more of your hard earned cash in your wallet.

The household bills, piled on top of the grocery bills, can sometimes be overwhelming and make a huge dent in our wallets.

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Savage Truth – Kathleen Kelly


¸.•*¨☆¸.•*´¨ NOW AVAILABLE

☆¸.•´. A NEW SERIES by Kathleen Kelly

SAVAGE TRUTH – The Grinders Book One

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Savage Truth

The Grinders Book One

Kathleen Kelly


Cover Design by Booknerdfangirl
Release Date – Dec 14th, 2016



Truthful Hunter.

Truth to his millions of fans and those closest to him. Son of a tragic mother and talented but flawed father. Truth defies all odds, making the world his own as he emerges from the ashes of a disadvantaged childhood to become a world renowned Rock God.

Follow Truth as he overcomes adversity and falls in love with music, leading him to his true family, The Grinders. Pulled into a world of women, booze and drugs, The Grinders set their sights high and won’t stop until they dominate the charts.

Famous not only for his onstage performances, Truth is quite the ladies’ man. That is, until he meets his beloved Rosie. Only then is the real Truth revealed.

If you love the Savage Angels MC Series, you’ll know who Truth is. Find out where it all began in this fast paced and empowering story from childhood to stardom.

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Add to Goodreads



“So, Katarina, what’s up?” I ask as I sit opposite her.

She looks at me then quickly away, focusing on something or someone in the crowd. “Dave says he’s going to make me into a star.”

“Is that a bad thing?”

“What if I suck?”

I laugh, and her gaze comes back to me, sharp, questioning, I immediately stop. “A star? Hmm, you a singer or…?”

“I sing, and I play the guitar, but my voice is better.”

“What do you sing?”

“Not bubblegum bullshit. I don’t want to be a one-hit wonder. I want them to be singing my songs in twenty years time.” This comes out in a rush with no small amount of conviction.

“What’s wrong with that?”

“Nothing, except that Dave is trying to team me up with a group of wannabes who want the quick road to stardom. I don’t know how to do anything else, for me, this is the long haul.”

Laughter escapes me, and she scowls. I hold my hands up in surrender. “I’m sorry. I don’t mean to laugh, but how old are you?”

“I’m fifteen,” Katarina replies flatly.

Damn it.

“Not one to sound like a grown up here, but you’ve got plenty of time.”

“Really? Is that what you think? I’m fifteen, and all I do is sing. I suck at school; my mother practically gave me to Dave ‘cause even she knows this is my golden ticket. It’s this or I’m screwed.” Her eyes drop to the table top, and she looks defeated.

The waitress comes over and places our plates down. This chick might be fifteen, but she’s like me, street savvy, and knows what she wants.

“So don’t do bubblegum bullshit. Samuel doesn’t do it anyway. He’s old school. You’ll like singing with him. He brings out the best in people, trust me, I know.”

“Trust you? Hell, I don’t even know you.”

“I am Truthful, it’s why they call me Truth,” I say jokingly as I play on my name.


I grin at her and take a huge bite of my slice, she shrugs and does the same.

“It’s good, isn’t it?”

With her mouth full of food, she nods enthusiastically. We trade smiles and eat in silence. When I’ve finished my pizza, I pick up my drink and take a long sip of it.

“Tell me about the band you’re putting together.”

She sits up straighter and smiles. “Rock band, not pop. Real musicians who love the music, who breathe the music, who exist for the music.”

“Sounds good.”

“Do you sing or play?”

“I play guitar, I’m good.”


“No, I told you—Truthful.”

Katarina giggles and throws her napkin at me. “Cocky! Okay, Truth, how about we go back to the studio, and you play me something? Has to be original, and it better be good.”

“I’m not the one auditioning, Samuel is.”

“So, put your music where your mouth is and show me what you can do,” Katarina teases.

“If you weren’t fifteen I’d show you what my mouth could do.”

A blush creeps up her neck, and she looks away. I can’t believe what I’ve just said to her. It’s not like me to be so forward with a girl.

I stand, hold out my hand and say, “Come on my songstress, let’s go make some music.”

She smiles and takes my hand in hers. “Yeah, lets.”



Also by Kathleen Kelly




About the Author


Kathleen Kelly was born in Penrith, NSW, Australia. When she was four her family moved to Brisbane, QLD, Australia. Although born in NSW she considers herself a QUEENSLANDER!!

She married her childhood sweetheart and they live in Toowoomba with their two furry kids. A British Short Hair named Grace and a Burmese named Jack.
Kathleen enjoys writing contemporary, romance novels with a little bit of erotica. She draws her inspiration from family, friends and the people around her. She can often be found in cafes writing and observing the locals.
If you have any questions about her novels or would like to ask Kathleen a question she can be contacted via e-mail: or she can be found on Facebook. She loves to be contacted by those that love her books.



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